Get A Home Loan Pre-Approval!

“It’s tough to curb your enthusiasm when you’re shopping for a new home, and rightfully so. First though, set up a time to meet with me. When you’re talking to a seller, you’ll be in a position of strength if you know what you can afford. Better yet, you’ll have negotiating leverage if you bring your pre-approval letter!

"The first thing we’ll do is pre-qualify you for a loan by looking at your credit history, income, debt and assets. From this we’ll develop an estimate of the amount you are eligible to borrow. We’ll also have an open and honest discussion about your goals and finances. To guide you to an informed decision, it’s important to first understand you as an individual. Loans, like borrowers, are different. Our job is to help you identify your best options. Call me now or click here to start the pre-qualification process.

"To become pre-approved, you’ll have to complete your loan application and provide us with copies of your W-2s, bank records and credit card statements, among other documents. We’ll give you a checklist of what’s required when we talk. This is your opportunity to speed up the loan process by handing in your papers on time. Once all the information has been collected, we’ll review your loan options in greater detail and issue a pre-approval letter.

"Being pre-approved is not the same as receiving final approval for your loan. Your pre-approval letter is not a binding contract. Rather, it simply lets the seller know that you’ve been cleared to borrow a particular amount of money from a lender. Real estate agents don’t like to waste time negotiating with buyers who may not be qualified – producing a pre-approval letter will make your home shopping experience far more exciting!”

Apply for a home loan pre-approval today.