Mortgage Loan Process Guide

In addition to providing you with best possible offer on your home loan, Loan One also aims to provide you with every possible resource available so that you know you are making the decision that is best for you and your family. Whether buying a new home or refinancing an existing mortgage, taking out a home loan is never a small decision. Our goal is to provide you with a thorough understanding of the mortgage loan process.

This page is designed to guide you to the information you desire when purchasing or refinancing a home.  Please, feel free to look around.  If you do not find the information you are looking for, please contact us.  We are happy to provide answers to any questions you may have.

Real Estate Glossary

The Mortgage/Loan Process

Loan Application

Documents Needed

When to Get Qualified

Rates vs. APR

How Escrow Works

What is PMI

Settlement Costs

FHA and VA

Should I get a Home Inspection?