At Loan One, a division of The Union Bank Company, we are committed to meeting your home-ownership needs, while at the same time making the security of your non-public personal financial information on your home loan documents a priority. We do this through the use of physical, electronic and procedural safeguards.
We have adopted policies and procedures to protect data on your home loan documents from unauthorized use.
We do this by:
- Limiting employee access to sensitive information (our code of conduct policy requires all employees to safeguard customer information);
- The use of data encryption and virus protection technology;
- Internal auditing;
- Partnering only with service providers that comply with privacy laws.
How Your Loan Application Information is Obtained and Used
You provide to us, your non-public information (name, SSI #, employment info, asset info, etc.) on applications and other home loan documents. Your credit history is obtained from a credit reporting agency. Your property information is provided by title companies and licensed appraisers. Your employment and financial data are provided by your employer and financial institutions. We collect this data to determine if you are eligible for the products you requested and to meet legal and regulatory requirements.
We disclose some of this data to third parties, such as financial institutions, government agencies and loan investors. These service providers are obligated to maintain the confidentiality of your information and not use it for other purposes.
We do not disclose this information to any third party, except as permitted by law.
At Loan One, a division of The Union Bank Company, we believe in the importance in revealing how we collect, use, and protect information about our online guests. We subscribe to a philosophy of ethics, honesty, and mutual respect between all parties involved in any transmission originating from www.LoanOneLender.com.
- Internet Security
- Consumer Security
- The Collection of Information
- Personal Data
- Technical Data
- Shared Data
- Distribution of Data
- Of Interest to You
- Limited Liability
- External Links
The use of this website may require the entry of personal information, such as name, email, address, telephone and fax numbers, and other personal or demographic data. The entry of all personal information is voluntary and will not be shared, given, sold, or otherwise distributed to any other party outside of Loan One, a division of The Union Bank Company. All information is sent using Secure Sockets Layer (SSL) technology, which offers a high level of data protection. Your security and confidentiality will be respected at all times.
Please be assured that the privacy of your personal data is under strictest guidelines.
The Collection of Information
It may be necessary to collect a limited amount of personal data. We could obtain this information through online forms, applications, emails, social networks, telephone, and fax, via verbal, written, or personal communication.
Please rest assured that any personal data that is either entered online, given verbally, mailed, emailed, or transmitted through other means is under strict security guidelines. Your acceptance of this agreement constitutes permission by Loan One, a division of The Union Bank Company, to access, preserve, and disclose your personal information, as necessitated to:
(i.) Properly respond to your inquiries
(ii.) Protect the rights, personal safety, and privacy of Loan One, a division of The Union Bank Company, its users and the public
(iii.) Comply with legal regulations
It may be necessary to collect technical data about your computer, such as IP (Internet Protocol) address and/or store cookies (small files saved by your browser on your local hard drive to speed up processing time).
Access to your private information is strictly protected and limited to those employees who have a legitimate business need to review specific data in your file. Loan One, a division of The Union Bank Company, complies with all federal standards with regards to safeguarding your personal information.
The Distribution of Information
For the purpose of marketing or promotions, we may share all of your personal information, whether provided directly by you, or obtained through our means, with our service providers.
Of Interest to You
Unless you instruct us otherwise, Loan One, a division of The Union Bank Company, may contact you to provide information about products, services, promotions, contests, or other offerings or activities that we believe may be of interest to you. Commonly known as “ezines”, these electronic email newsletters enable the recipient to unsubscribe from future communications, if you so choose.
All transmissions through Loan One, a division of The Union Bank Company, are processed through a secure gateway, with encrypted translation. As sophisticated technology has advanced over the years, the likelihood of personal or financial data bypassing security systems and becoming accessible to unauthorized users is extremely low. In the unlikely event that personal data is illegally retrieved from our secure system, we assume no responsibility for any damages or liability incurred.