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Today's Interest Rates

Low mortgage interest rates for your needs

Want the most up-to-date interest rates from Loan One, a division of The Union Bank Company? We make it easy to track down competitive mortgage rates.

Our interest rates are updated on a daily basis, so check back often. We challenge you to find a better rate! It is your right to shop around before you commit. Just make sure you choose a lender that offers the program you need and who puts everything in writing once you apply to lock in the very best rate.

View Latest Interest Rates Here

*Rates, terms, and conditions are subject to change without notice. The actual rate and APR may vary. For adjustable rate mortgages (ARM), after the initial period, rates and payments are based on today’s index plus a margin. All payment amounts above are based on a $250,000 Purchase Loan, 760+ credit score, 20% Down payment on conventional and ARM loans, and 3.5% down payment on government loans. Monthly payment amounts are principal and interest only; taxes and insurance, if applicable, may increase payment amounts. The monthly payment shown here does not include the FHA-required monthly mortgage insurance premium. Other programs may be available with as little as 3% down. Call us for more information. All loans are subject to credit review, underwriting guidelines, verification of identity and approval. Borrowers are responsible for fees associated with any payoff of a prior lien. Borrowers are also responsible for closing costs, homeowner’s insurance, taxes, and PMI if applicable. Loan One, a division of The Union Bank Company is an equal opportunity lender. Member FDIC. Not all loan programs are available in all states for all loan amounts. NMLS # 410770